Industry Insights & Articles
What’s Really Driving Your Insurance Premium in 2026?
Many assume rising costs are simply “the market.” While that’s partially true, it’s only part of the story.
What’s Really Driving Your Insurance Premium in 2026?
If your insurance premiums have increased recently, you’re not alone. It’s one of the most common questions business owners are asking right now—and one of the most misunderstood.
Don’t Wait Until Renewal: How to Prepare for Your Insurance Renewal in Today’s Market
Renewal isn’t just a deadline, it’s an opportunity. If your renewal is coming up, now is the time to start the conversation. Let’s build a strategy that puts you ahead of the market, not behind it.
Is Your Business Properly Covered for Cyber, Liability, and Workforce Risks? If You’re Unsure, You’re Not Alone...And That’s the Risk
In today’s business environment, uncertainty isn’t unusual, but when it comes to your risk exposure, uncertainty can be costly.
The Biggest Coverage Gaps We’re Seeing in 2026—and How to Fix Them Before It’s Too Late
The businesses that navigate risk successfully in 2026 aren’t the ones with the cheapest policies they’re the ones with the clearest understanding of their coverage. At Fortis Risk Group, we believe in helping our clients stay ahead, not catch up.
Small Actions, Big Impact: How You Show Up Matters
In the fast-moving world of business, it’s tempting to focus only on the big things: strategy, sales goals, scaling operations, and getting ahead of the competition. But time and time again, it’s the small actions—the consistent, human-centered decisions—that leave the longest-lasting impact.
What Renters Insurance Covers: Answers to the Top Questions
If you’re renting an apartment, condo, or home, you may be wondering: “Do I really need renters insurance?” The short answer is yes—especially when you dig into what it covers, how much it costs, and what it doesn’t protect you from.
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Why is Risk Management in Insurance Important for My Business?
Understanding risk management in insurance is essential for safeguarding your business. This blog will guide you through the key reasons why it should be a priority for every business owner.
What the New Supervisory Lens on Insurance Carriers Means for Your Business
In today’s evolving risk environment, the insurance industry is undergoing a significant shift. Regulatory bodies around the world are increasing oversight on insurance carriers, placing them under what many are calling a new supervisory lens. While these changes are primarily directed at insurers themselves, they have real implications for business owners who rely on insurance partners to protect their operations, assets, and people.
AI‑Driven Underwriting: What Your Company Needs to Know
For companies of all sizes, but especially larger businesses, understanding how AI reshapes underwriting can help you make smarter decisions, recognize opportunities, and anticipate risks.
Planning an Event in 2026? Here’s Why You Need Special Event Insurance
As we anticipate a bustling year for events in 2026, it’s crucial to consider all aspects of your planning—especially insurance. Whether you’re hosting a wedding, a corporate retreat, or a large festival, protecting your investment with special event insurance is essential. Let’s dive into the reasons why having this coverage can make a significant difference.
Navigating the 2026 Risk Trends to Watch for Better Insurance Planning
Understanding emerging risk trends is crucial for effective insurance planning. In this blog, we’ll explore the key trends that could shape the insurance landscape, helping you prepare better and make informed decisions.
The Role of Key Person Insurance in Business Success
In the world of business, every individual plays a critical role. When a key person is unable to fulfill their duties, it can significantly impact a company’s operations and bottom line. That’s where Key Person Insurance comes into play. This blog will explore how this unique insurance not only protects the business but also ensures its longevity and success. Let’s delve into what Key Person Insurance is, why it’s essential, and how it can aid in navigating unforeseen challenges.
Non-Profit Insurance Checkup: Protecting Your Organization in Changing Times
In today’s ever-evolving landscape, non-profit organizations face unique challenges that require a fresh look at their insurance policies. As a non-profit, your mission is vital, and protecting your assets and liabilities has never been more critical. In this blog, we’ll explore why now is the perfect time for your organization to re-evaluate its insurance options and ensure comprehensive protection.
What Changed in Insurance for 2026 — and How It Affects Your Business
The insurance landscape did not remain static in 2025—and those changes are carrying forward into 2026.
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What Impact Will Q1 Insurance Trends 2026 Have on Businesses?
As we look ahead to 2026, understanding the emerging insurance trends is crucial for businesses to navigate the evolving landscape. In this blog, we will break down the key trends and their potential impact, helping you prepare for the future.
Rising Premiums Aren’t Random: What’s Driving Commercial Insurance Costs in 2026?
Premiums aren’t rising “just because.” They’re responding to measurable shifts in global risk, legal trends, and economic pressure. Understanding what’s behind these changes is the first step toward making informed decisions for your business.
What Insurance Options Should a New Business Owner Consider?
Starting a new business is an exciting journey, but it's important to ensure you're protected from potential risks. Understanding which insurance options to consider can safeguard your investment and provide peace of mind.
The Cost of Being Underinsured: What We Wish More People Knew
Here are twelve practical tips to help you ensure you have the right coverage and avoid the costly risks associated with being underinsured.
Is Your Business Properly Covered for Cyber, Liability, and Workforce Risks?
Running a business in 2026 requires resilience. Markets shift quickly. Technology evolves daily. Workforce expectations change. Regulatory requirements tighten. And while growth opportunities are abundant, so are exposures.
Top Insurance Gaps We’re Seeing in 2026 (And How to Fix Them)
The insurance landscape in 2026 is not what it was even a few years ago. Rising construction costs. Persistent inflation. Evolving cyber threats. Workforce shifts. Carrier tightening. Regulatory updates.
Love Is in the Details: How Proper Coverage Protects What Matters Most
In risk management, love truly is in the details.
Insurance Isn’t Just Policies—It’s Partnership: Our Approach at Fortis Risk Group
Insurance, at its core, is about stewardship. It’s about protecting what matters most—families, businesses, livelihoods, legacies. And that kind of responsibility deserves more than a quote sheet. It deserves partnership.
10 Questions to Ask About Different Coverage Options for Contractors, Retailers, Non-Profits, and Professional Services
Explore the essential questions to ask when evaluating different coverage options for contractors, retailers, non-profits, and professional services to ensure you choose the right insurance for your business needs.
How Insurance Can Support Your Expanding Teams Efforts
As businesses grow and evolve, so do the challenges they face. One critical area that often gets overlooked is how insurance can play a vital role in supporting expanding teams.
Insights
Understanding Income Protection: A Simple Guide
Income protection is a vital safety net that many people overlook, yet it plays a crucial role in ensuring financial stability in times of need. This guide will help you understand what income protection is, why it’s important, and how to choose the right policy for you. Let’s dive into the world of income protection and explore how it can benefit you and your loved ones.
Insights
15 Ways to Enhance Your Property Protection Strategies
In today’s world, ensuring the safety of your property is more important than ever. Whether you’re a homeowner or a business owner, knowing how to effectively protect your space can provide peace of mind. In this post, we’ll explore 15 effective strategies to enhance your property protection and safeguard your investments. Let’s dive into these practical tips!
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Insights
What 2025 Taught Us: Three Insurance Lessons to Bring into 2026
2025 put risk management and adaptability in the spotlight for businesses. From natural catastrophes to digital threats, the year was a stress test that revealed how crucial a smart insurance strategy for 2026 will be. Small business owners, nonprofit leaders, and risk managers all faced challenges that underscored key business insurance lessons. Below, we recap three major insurance takeaways from 2025 and how to apply them in commercial risk planning for 2026.
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This information is designed to help you with your decision-making, and it is not intended to provide advice. Contact a local independent agent in the Trusted Choice network today for assistance concerning the insurance options that are available to you.This information is designed to help you with your decision-making, and it is not intended to provide advice. Contact a local independent agent in the Trusted Choice network today for assistance concerning the insurance options that are available to you.
